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Property Loan | Home Loan

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Property Loan
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Loan

Property Loan | Home Loan

Our home loan products are thoughtfully designed to support individuals and families in achieving their dream of owning or renovating a home. Whether it involves purchasing a new property, constructing a house on owned land, or undertaking home improvement projects, our loans provide the necessary financial resources with attractive fixed interest rates. Borrowers benefit from flexible tenures ranging from 1 to 20 years, allowing them to tailor repayments to their financial circumstances. Our company conducts a comprehensive yet efficient appraisal of the borrower’s creditworthiness, income, and property documentation to facilitate swift loan sanctioning and disbursal. Through this loan, we aim to make home ownership accessible and affordable, enabling customers to build a secure future for themselves and their families.

Features:
  • Funds can be used for purchase, construction, or renovation of residential property
  • Loan disbursal within 15 working days
  • Flexible repayment tenure ranging from 1 to 20 years
  • File Security Money of ₹3,860/- applicable, refundable ₹3,300/- after closure
Eligibility & Documents Required
  • Indian resident aged 21 to 65 years
  • Clear property title and stable source of income
  • Documents include property ownership papers, valid ID proof, address proof, income proof, PAN card
Interest Rate

Fixed interest rate of 6% per annul applicable on the loan amount Interest rates are fixed and non-negotiable.

Loan Tenure

Loan repayment tenure ranges from 1 year to 20 years, depending on loan amount and borrower’s preference.

Processing Responsibility

Any delay or interruption in the loan application or disbursal process arising from the customer’s or agent’s side will be beyond the company’s control and responsibility.

Frequently Asked Questions (FAQs)

  • Q1: Can I use the loan amount for renovation?
    A: Yes, the loan can be used for both construction and renovation purposes.
  • Q2: Is collateral mandatory?
    A: Yes, the property being financed is pledged as collateral.